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Right to buy
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Most Housing Executive and housing association tenants have the right to buy their home at a discount after living in it for five years.

The amount of discount you are entitled to will depend on the length of your tenancy and the amount of equity you wish to buy.

The Right to Buy scheme allow social tenants to buy their home in full, or partially, in shares of equity.

Who can buy?

Housing Executive and housing association tenants are usually able to buy their home after five years. Private tenants don't have this right. More arrow.jpg

Working out the purchase price

Explains how your discount is worked out if you have lived in Housing Executive or housing association accommodation for more than five years. More arrow.jpg

Responsibilities after the sale

Owning you home brings extra responsibilities and costs compared with being a Housing Executive tenant. You could lose your home if you don't keep up your mortgage repayments. More arrow.jpg

Can I resell my home?

You can resell your property at any time. However, you will usually have to repay all of your discount if you sell within five years. More arrow.jpg

Buying a Housing Executive house

Buying your Housing Executive home is similar to buying any other home. You will usually need to get a mortgage and contact a solicitor. You must also complete the Housing Executive’s application procedure. More arrow.jpg

Buying a housing association house

You will have to complete your housing association's application procedure before you can buy your home. More arrow.jpg

Housing Rights Advice NI

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Please Note:

This site deals with Northern Ireland only.

Useful numbers

Housing Rights Service 028 9024 5640

Mortgage Debt Advice Service 0300 323 0310

NIHE General Enquiry line 03448 920 900

NIHE Repairs Line 03448  920 901

NIHE Housing Benefit Line 03448 920 902

Simon Community Homeless Line 0800 171 2222

 

Housing Rights Advice NI
Housing Rights Advice NI
 

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Housing Rights Service logoThis website contains advice and information on housing in Northern Ireland. It is a public resource.  Housing and advice professionals who require more detailed information might be interested in the professional resources available from Housing Rights Service

 

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