Most Housing Executive and housing association tenants have the right to buy their home at a discount after living in it for five years.

The amount of discount you are entitled to will depend on the length of your tenancy and the amount of equity you wish to buy.

The Right to Buy scheme allow social tenants to buy their home in full, or partially, in shares of equity.

Who can buy?

Housing Executive and housing association tenants are usually able to buy their home after five years. Private tenants don't have this right. More

Working out the purchase price

Explains how your discount is worked out if you have lived in Housing Executive or housing association accommodation for more than five years. More

Responsibilities after the sale

Owning you home brings extra responsibilities and costs compared with being a Housing Executive tenant. You could lose your home if you don't keep up your mortgage repayments. More

Can I resell my home?

You can resell your property at any time. However, you will usually have to repay all of your discount if you sell within five years. More

Buying a Housing Executive house

Buying your Housing Executive home is similar to buying any other home. You will usually need to get a mortgage and contact a solicitor. You must also complete the Housing Executive’s application procedure. More

Buying a housing association house

You will have to complete your housing association's application procedure before you can buy your home. More

I applied before 12 October 2004

If you applied before 12 October 2004, your application falls under the old house sales scheme. While the schemes are similar there are a number of important differences between the old scheme and the current scheme. More