You are usually responsible for carrying out any repairs or improvements once you have bought your home. You may be able to get a grant from the Housing Executive to carry out repairs or improvements in certain circumstances.

You may need to get planning permission if you are going to carry out improvements or alterations.

Leaseholder repairs

Your lease will outline who is responsible for repairs. If you own a leasehold flat the freeholder may be responsible for repairs. If you own a leasehold house it is unlikely that your freeholder will be responsible for any repairs. More

Building guarantees

Many builders provide structural guarantees for the first ten years after you buy your home. If any structural problems develop within that time, you won't have to pay for the repairs. More

Claiming against your insurance

If your home has been damaged your insurance may cover the cost of repairs. Your policy documents will tell you what to do if you need to make a claim. More