Mortgage debt and repossession advice
As the cost of living rises many people face the risk of losing their home due to mortgage or secured loan arrears.
If you are finding it difficult to afford your monthly payments, or your lender has started court proceedings to take possession of your home, you have no time to lose – the sooner you do something about your finances, the more options you may have for saving your home from repossession.
The main steps for tackling your mortgage debt are outlined below and expanded in the advice section of the site. Information and tools on this site can help you deal with your mortgage situation.
Find out what steps you can take to stop repossession of your home. This advice leaflet, published by the Mortgage Debt Advice Service contains tips on how to deal with mortgage debt as well as contact information for the service.
As a part of this online resource, we have also developed a range of tools to help you deal with your debts.
The letter generator, income and expenditure calculator and converter, as well as our Advice Troubleshooter are available through the image links on the right or, alternatively, through the DIY Advice link on the top menu of every page.
If you experience any difficulties in using this site, please contact Housing Rights Service.
www.housingadviceNI.org is a public advice website developed by Housing Rights Service, the leading housing advice specialist in Northern Ireland and funded by the Northern Ireland Housing Executive