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When everyone has a home

Housing advice for Northern Ireland

Housing benefit

Housing benefit can help some people to pay their rent and rates. The government is replacing housing benefit with Universal Credit. Most people who need to claim help to pay rent for the first time will claim Universal Credit instead of housing benefit. 

You can only make a new claim for housing benefit if you are of pension age or if you live in supported or temporary housing. 

Who can claim housing benefit

You can only make a new claim for Housing Benefit if you are of pension age or if you are living in certain types of housing, such as supported housing or temporary housing. Most people who need to make a new claim for help to pay rent will have to claim Universal Credit. 

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Housing benefit for Housing Executive and housing association tenants

You will only be able to make a new claim for Housing Benefit if you are over pension age. Other people can get help to pay rent from Universal Credit. 

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Housing benefits for private tenants

Private renters can get help to pay their rent. You can apply for help if you're out of work or if you are working. If you are not already getting help to pay your rent, you should claim

  • housing benefit if you are over pension age, and
  • Universal Credit if you are below pension age. 
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Getting help with rates

You may be able to get help to pay your rates bill.  There are 2 different benefits to help with rates:

  • housing benefit, including rate relief and
  • rates rebate.
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Housing benefit for students

You can make a new claim for housing benefit if you are a student and you have reached pension age. Younger students will only be able to claim housing benefit if

  • they are living in temporary or supported housing, and
  • they meet certain requirements. 

Some younger students may be able to claim Universal Credit, but this is not always possible. 

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Working out your housing benefit

The amount of housing benefit you’ll get to help with your rent depends on your personal circumstances. There are different systems for calculating housing benefit for private tenants and for housing association or Housing Executive tenants.

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Housing benefit if you can't live in your home

You normally have to be living in a property in order to claim and receive housing benefit. However, in certain circumstances you may be able to claim for a property that you're not actually living in. The length of time that you can claim for depends on why you can't live in the property.

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Problems with housing benefit

Things can go wrong with your housing benefit claim. If you were getting Housing Benefit when you shouldn’t have been, you’ll have to pay this money back. You could also have problems if you have to pay rent on two homes for a while or have to leave your home temporarily.

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Challenging a housing benefit decision

You may be able to challenge or appeal a housing benefit decision if you think it is wrong or unfair. This can be a complicated process so it's best to get help from an advice agency.

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Bedroom tax

The bedroom tax reduces how much help you get towards your rent if your home has too many rooms. It affects you if you rent from the Housing Executive or a housing association. 

The bedroom tax will cut the amount of help you get with your rent by

  • 14% if you have one 'extra' bedroom
  • 25% if you have two or more 'extra' bedrooms. 
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